Corporate & Commercial Law Division

Banking, NCLT Insolvency & Debt Recovery

Relentless representation before NCLT, NCLAT, DRT, and DRAT under IBC 2016 and SARFAESI Act.

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Practice Overview & Jurisprudential Scope

The enactment of the Insolvency and Bankruptcy Code, 2016 fundamentally transformed Indian corporate debt resolution. Chambers of Virendra Kumar represents financial institutions, corporate creditors, and stressed debtors across complex insolvency situations.

We file and defend Section 7 (financial debt) and Section 9 (operational debt) insolvency petitions before the National Company Law Tribunal (NCLT) in Delhi, Indore, and across regional benches.

We also represent banking institutions and borrowers before Debt Recovery Tribunals (DRT) and Debt Recovery Appellate Tribunals (DRAT) in proceedings under the SARFAESI Act, 2002 and RDDBFI Act, 1993.

Key Legal Services & Representation Scope

Section 7 & Section 9 IBC Insolvency Filings and Corporate Debtor Defense
Corporate Insolvency Resolution Process (CIRP) Strategy & Claims Verification
Representation before Committee of Creditors (CoC) and Resolution Plan Drafting
Appellate Appeals before National Company Law Appellate Tribunal (NCLAT)
SARFAESI Section 17 Securitization Applications before Debt Recovery Tribunals (DRT)
Section 14 SARFAESI Chief Metropolitan Magistrate Orders and Physical Possession Defense

Statutory Framework

  • Insolvency and Bankruptcy Code, 2016 (IBC)
  • Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI)
  • Recovery of Debts and Bankruptcy Act, 1993 (RDDBFI Act)

Relevant Courts & Tribunals

  • National Company Law Tribunal (NCLT Delhi & Indore Benches)
  • National Company Law Appellate Tribunal (NCLAT, New Delhi)
  • Debt Recovery Tribunals (DRT Delhi, Jabalpur)
  • Supreme Court of India (Appeals under Section 62 IBC)

Procedural Roadmap & Case Journey

Structured legal progression from preliminary evaluation through judicial decree or executed settlement.

1

Statutory Demand & Threshold Verification

Verifying minimum statutory default threshold (INR 1 Crore) and serving demand notice under Section 8 IBC or Section 13(2) SARFAESI.

2

Institution of NCLT / DRT Proceedings

Filing Section 7/9 IBC application or Section 17 Securitization Application challenging auction notices.

3

Admission Hearing & Moratorium Enforcement

Arguing admission of petition, appointment of Interim Resolution Professional (IRP), and declaration of Section 14 moratorium.

4

Resolution Plan Approval or Structured Settlement

Facilitating CoC approved resolution plan under Section 31 IBC or Section 12A withdrawal upon complete commercial settlement.

Why Choose Chambers of Virendra Kumar

Over 10 years of courtroom litigation and advisory excellence across Indian trial and appellate courts.

Direct Supreme Court of India representation and Supreme Court Bar Association (SCBA) membership.

Dual-seat operational reach between New Delhi (Chamber 93, Supreme Court) and Bhopal (High Court & District Bar).

Strict attorney-client confidentiality safeguarded in accordance with professional obligations.

Meticulous procedural preparation and bespoke legal strategies tailored to each client's objectives.

Frequently Asked Questions

Direct answers to common statutory, procedural, and evidentiary questions in this discipline.

The central government increased the minimum default threshold for initiating corporate insolvency under Section 4 of the IBC to INR 1 Crore (INR 10,000,000) to protect small and medium enterprises from summary insolvency.

Related Case Law & Legal Commentary

In-depth statutory jurisprudence and Supreme Court precedents relevant to this practice discipline.

8 min read2026-08-02

Adjudicating Financial Debt Defaults: Standards of Admission under Section 7 IBC before NCLT

A deep dive into judicial tests applied by the National Company Law Tribunal when admitting corporate debtors into Corporate Insolvency Resolution Process (CIRP).

Read Legal Note
7 min read2026-07-10

Minimal Judicial Interference: The Narrowing Scope of Section 34 Challenges to Arbitral Awards

Analyzing how Indian courts uphold arbitral finality and enforce domestic and international commercial arbitral awards.

Read Legal Note
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Chambers of Virendra Kumar • Dual Seat: Supreme Court New Delhi & Bhopal

Consult on Banking & Insolvency (IBC/DRT)